Background Check

You might be wondering how feasible all my goals are. Here's a quick rundown of things that may affect when and how I reach my goals.

• I am in my mid 20s, single, and still lives with my parents -- no mortgage or rent to pay but I do help in paying bills
• I work online, at home, and have a work schedule of Mondays through Fridays at 7AM-4PM. This also means that I don't have to keep a budget for my transportation and food.
• I don't exercise...at all! :| and I love to eat and sleep :)
• Lives in the Philippines. This is just something to consider since the cost of living and money's worth may differ from where you are.
• I started investing in the stock market but knows little about it. I don't allocate money for this regularly. But I do invest in a small business where you can say that I am kind of a stockholder. I give a certain amount to them and it also grows depending on the "market". This is where I invests most of my savings.

Now, you might be wondering that the 100,000php goal is within my reach if I stay at my parents house, have a regular job, even able to invest on a business. Well, the money I give to pay our bills is half of my current salary. I also go out twice a week on a regular and there are other expenses that I spend on. And I spend 5% of my salary on tithe (I plan on giving 10% this year).
If we only consider the expenses (not considering the savings/investments), I will be left with only 6,000php per month, which equates to 72,000php per year. But this is if and only if I don't ever go on a vacation, buy new clothes or shoes, buy gifts, or any other expenses you might think of.
Also, I do like to save money for the small business I invest, at least trice a year I add 10,000 to that.

What I have now is:
72,000 - (10,000 x 3) = 42,000
And from that 42,000, let's just subtract 15,000 for all the other expenses I might have for a year.
42,000 - 15,000 = 27,000
That's just like a quarter of my goal!

So how do I reach my goal of 100,000? I'll tell you a couple of ideas to earn the remaining 73,000 on my next post :) and the best part, you can also do them! Yay!